Rediff explains why the system, not the Budget, is the problem.
Just over a year ago, India was investors' top pick among EMs. Its slide down the rankings follows $30 billion (over 2.5 trillion) of foreign selling over the past 12-13 months.
The National Democratic Alliance is busy with government formation in Bihar after its historic victory, and plans to distribute ministerial portfolios using the same formula as ticket allocation. Nitish Kumar will stay on as chief minister, while the Bharatiya Janata Party and the Lok Janshakti Party (Ram Vilas) are likely to get one deputy chief minister each.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
'Grassroots-level corruption, which disrupts the last-mile work, cannot be ignored in your enthusiasm and drive to get going to complete the project.' 'Like it was in MGNREGA, in some states, it is the case with the Jal Jeevan mission.' 'The last minute levels of corruption can ruin the intent of the project itself.' 'When you see that people can game a particular well-intended and well-crafted project, you need to correct that.'
Amid intense discussions among Mahayuti allies over the distribution of portfolios and Eknath Shinde-led Shiv Sena's insistence on the home ministry, the clarity on the composition of the council of ministers is expected by Sunday, sources said.
The allocation of portfolios well past mid-night on Saturday was also a pointer to an exercise in which the chief minister has established full control over the government by awarding some key departments to his trusted men, which has left few seniors fuming. The chief minister has chosen to keep under him 10 departments, including Finance, Urban Development and Mines and Geology.
'If equities perform well in a year, withdraw money from equities. If the equity market is down, shift withdrawal to the debt portion.'
'...not merely in managing fiscal mathematics, but in demonstrating conservatism and prudence within that framework.' 'Looking forward, we believe sufficient growth drivers exist -- ranging from government reforms to revival in consumption to favourable monsoons. Numerous factors support the Indian economy.'
The cabinet expansion of the Devendra Fadnavis-led Maharashtra government is likely to take place by December 14, a senior Bharatiya Janata Party leader said on Wednesday.
Domestic mutual funds have infused the highest ever -- Rs 4.84 trillion -- this year amid strong inflows via SIPs.
'Given that India underperformed emerging markets by 28 per cent in 2025, the worst performance in over 30 years, the timing of the sharp STT hike could have been better.'
'Allocating 5 to 10 per cent of one's portfolio and staying disciplined through market cycles helps in having a positive investment experience.'
Usually, in the western view, corporate success is attributed to efficiency, organisational structure, and scale. R Gopalakrishnan and Harish Bhat argue that philosophy, culture, and the transmission of values are more important for sustaining growth and profitability of an enterprise over a period of time.
Portfolios were on Wednesday allocated to the 14 members of Pakistan's interim administration, with caretaker Prime Minister Mir Hazar Khan Khoso retaining the key foreign and defence ministries.
He also said the expansion of his cabinet would take place once state Congress leaders get an approval from their high command.
Among the new entrants to the Union cabinet, former Madhya Pradesh chief minister Shivraj Singh Chouhan has been given the agriculture and rural development portfolios, Bharatiya Janata Party president J P Nadda the health portfolio and former Haryana chief minister Manohar Lal Khattar the power portfolio.
Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal finance-related questions.
Intense lobbying continues among NDA partners in Bihar to finalize cabinet berths and the Assembly Speaker post ahead of the swearing-in ceremony. Consensus is being sought between BJP and JD(U) for the Speaker's position, while new faces are expected in the cabinet. The swearing-in ceremony is scheduled for November 20.
Retail investors are moving away from a buy-and-hold approach and towards more informed short-term positioning, recent investment patterns show.
Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal finance-related questions.
The file allocating the departments was sent to Governor S C Jamir late Wednesday night. A formal notification is expected on Thursday.
'Earnings growth will be the main driver of India's market in 2026, with profits expected to rise 9% to 10% in H2 FY26 and accelerate to 12% to 15% in FY27.'
New investors should not allow themselves to fall prey to FOMO and rush headlong into gold.
'Investing in these funds makes sense if their net yield over better-quality funds -- corporate bond funds or banking and PSU funds -- is meaningful.'
Sectoral funds, focused exclusively on public sector banks (PSBs), have delivered the strongest returns among domestic mutual fund (MF) categories over the past six months. However, active banking funds have significantly lagged because of their heavy tilt towards private lenders.
As the rally in precious metals takes centre stage in 2025, most analysts recommend a larger allocation to gold over silver despite the latter's outperformance this year. In the current calendar year (CY25), spot gold prices in dollar terms rallied
Tata Steel on Wednesday reported a 272 per cent year-on-year (Y-o-Y) jump in consolidated net profit, attributable to owners, at Rs 3,101.75 crore in the second quarter of 2025-26 (Q2FY26) led by higher sales volumes in India and planned cost takeouts across geographies.
Every investor loves a bull market - that feeling of watching portfolios rise and headlines being filled with record highs is gratifying. Yet, wealth creation in the stock market is not just a matter of market rallies. Some of the most successful investors make their fortunes in periods of slow or even negative market momentum. The secret is mindset, strategy, and disciplined investing, not chasing short-term rallies.
Lobbying has intensified among NDA partners in Bihar for the post of Speaker in the assembly, with BJP MLA Prem Kumar considered a frontrunner. A special assembly session will be convened soon to elect the Speaker.
Passive funds appeal to investors seeking to avoid the risk of underperformance by the fund manager and minimise the need for frequent chopping and changing of funds.
'First-time investors, busy professionals, NRIs and those with modest sums looking for curated strategies may find FoFs especially appealing.'
'It takes time and the experience of a few market cycles to develop awareness about one's true risk appetite.'
'A price of $6,600/oz is now a reasonable target for gold.'
Construction major L&T is gearing up to expand its footprint in the global nuclear supply chain, a senior company official has said, while calling for amendments to key legislations on the domestic front to pave the way for the entry of private players and foreign capital necessary for capacity enhancement.
The bulk of an investor's portfolio should be in shorter-duration funds of up to one year portfolio duration.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal finance-related questions.
Currently, India has five publicly listed Reits: Brookfield India Real Estate Trust, Embassy Office Parks Reit, Mindspace Business Parks Reit Nexus Select Trust, and Knowledge Realty Trust.
'AUM reached an all-time high of Rs 79.9 trillion in October 2025, driven by strong retail participation and record SIP inflows of Rs 29,529 crore from over 94.5 million contributing accounts.'
